Saving and Credit Association Ministry (SCA)

Savings group

The Savings and Credit Associations programme entails support to families and individuals grouped in micro
Savings and Credit Associations in different parishes of the Diocese.

The members of the Associations meet
regularly to pool resources together to make savings from which they support one another through micro
loans to pay for household expenses such as school fees, mutuelle de santé, purchase of assets, and to
invest in micro enterprises. The programme is funded by HOPE International; a faith-based non-profit
organization, headquartered in Pennsylvania USA, focused on alleviating poverty through microfinance and
savings & credit associations. HOPE International The organization operates through a network of country
offices in seventeen (17) countries in Eastern Europe, Asia, Latin America and sub-Saharan Africa; including
Rwanda.
Hope International does not provide “capital injection” into the Savings & Credit Associations. The funding
covers salaries of programme co-ordinators, administration expenses such as stationary, and cost of training
members about savings and how to manage micro loans.

Mission: To invest in the dreams of the poor as we proclaim and live the Gospel in the worlds under-served communities.

Method: We share the hope of Christ as we provide biblically based training, savings services, and loans that restore dignity and break the cycle of poverty.

Motivation: The love of Jesus Christ motivates us to identify with those living in poverty and be his hands and feet as we strive to glorify God.

Savings group

Savings group

Savings group

Savings group

As of 2015 we had 408 saving groups with 7,289 group members (2,358 male and 4,931 female). 35,263,851 Rwf of amount saved, 38,394,481 Rwf in Loans and 68,698,759 Rwf in investment (livestock, land and small business).

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